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I recently made a Paypal account to pay back a friend in Canada for a trip, but I'm having difficulties. I first started by linking my debit card, but when it said I'd have to pay a fee, it suggested using a bank account instead. I tried linking directly to the bank that handles my debit card, but when I go to transfer money, it doesn't show up as an option. Does linking to my debit bank account not actually do anything, or am I doing something wrong? If it doesn't work this way, can I send money to the balance of my Paypal account and then pay my friend through that balance to avoid the fees?
I tried unlinking both my debit card and the bank account, then relinking the bank account. The bank account linked again fight, but does not show up as a payment option when trying to send money to my friend. Anything else I can try?