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Can I pay with wallet money only? Without a linked card?

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Can I pay with wallet money only? Without a linked card?

Paypal payment fails when I try to pay with money in my wallet, with no card linked to the paypal account (only a bank account is linked and marked as verified).
I try to pay in euros. I have enough euros in wallet, more than needed to cover the transaction. Still when I try to pay, and I am redirected from merchant's site, after logging into my Paypal account I get the dialog prompting me to insert card PAN - the same dialog which is used to link Paypal account with card.
What went wrong? It's impossible to pay without a linked card, even with positive balance in wallet?