Please Help Me - Fraud Alert - Through Friends and Family
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Hi All,
I have purchased a phone(iPhone XS) from Facebook market place and id I was given to make the payment.
I have been requested to pay as Friends and Family (which I assumed that seller wants to avoid some charges) however post the payment is confirmed.
I have not received the phone(iPhone XS) neither I have got any refund.
When I am trying to contact via phone/text its been completely ignored. I paid £380 😞
Is there anyone can help me how would I get my money back ?
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You didn't buy anything, you sent a gift of money to someone.
A friends / family (or gift payment) is intended as a transfer of funds from family or friends to one another. For this reason, there is no processing fee when payment is made with bank or PayPal balance.
However as it is a gift payment, there is also no Buyer protection as no goods or services should have been exchanged.
If he was not a close mate or family member you should never use that option as it enables the seller to evade paying his paypal fees and negates your buyer protection at the same time.
Be careful as using that option for purchasing goods is against Paypal rules and can lead to account limitation.
If you funded your paypal payment via a credit card then contact your card issuer and see if they will help you but unfortunately they may decline as well as it was a gift payment.
Advice is voluntary.
Kudos / Solution appreciated.
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Thanks for reverting back. I had made a note as "Buying iPhone XS" , would that help anyways ?
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