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checkout with credit card is not working

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checkout with credit card is not working

my site name rareout.com , i use WooCommerce PayPal Checkout Gateway olugin for paypal .when  my cousotmer pay with paypal account the checkout work successfully but when they use there card(credit or debit) for checkout it show some merchant error and in wordpress show pending payment need urgent help please . i have created a 0.1$ product for checking purpose if you want to check the payment try the product named "test product" try to use both method it will work with paypal account holder but not credit card or debit card .