Hi I did purchased phone o eBay which seller does cancelled it due to damaged. PayPal credit show that money was refunded but as far I remembered any refunded money will show. On your PayPal balance and then you can withdraw money to your bank account. Back then (3 months ago) I thoug PayPal credit will automatically cancell allinstalments etc. I've check my PayPal today and I spotted 11 instalments from 12 remaining for this purchase? My question is can someone could explain to me how come? Does seller could do refund and cancel.it after? Please help.