The payment holiday

[ReginaStewart19]

Hello,

I really need your help!

I would like to apply for the payment holiday. if is possible, the main reason my salary was drastically reduced and I'm not able to pay my credit this month. 

Also, I'm expecting Virgin refund £1229.90 to my account, this will bring the debts down. 

Can you please let me know what can I do? 

I truly appreciate if you can contact me.

Kind Regards,

Regina Stewart