Purchases using credit

Belledotty
Contributor
Contributor
I made an online purchase for a mobile phone and checked out using o% p.a interest paypal credit deal for 24month duration. Applied for the payment/credit all went through and seemed fine. What I dont understand is why my account now shows as being approved credit for an amount much that is much larger than my purchase. Is this how PayPal credit works much like a catalogue would or should the credit amount only be equivalent to my purchase amount.
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