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Paypal Credit Not Working On Anything

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Paypal Credit Not Working On Anything

Disclaimer: I've read up on previous questions regarding this and am either not finding the solution to my situation or not understanding how paypal credit works. I also understand the negligence in my spending and I'm not going to make any excuses even if this was the place to do it.

Almost a year ago, I was approved for paypal credit, got my credit line and eventually spent up that line. It was under the no payment for six months or interest if paid in full by then. It took me about eight months to pay all that stuff off completely. I now have no balance and a large credit line yet any purchase I attempt to make is declined. I understand that some people are getting approved for the credit program but having their transactions declined, but I am receiving emails from paypal credit about deals and the paypal credit option is almost always available but just declines automatically at the last step of the process.

Thank you

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Volunteer Advisor

Re: Paypal Credit Not Working On Anything

@ryanthabackpack 

 

You'll probably need to build up some successfully paid and completed purchases before PayPal system will allow some charges through. The sentient AI that runs PPC says not so fast, you're not ready yet. Smiley Happy Smiley Happy


Kudos & problem resolved are greatly appreciated. Smiley Happy
2 REPLIES 2
Volunteer Advisor

Re: Paypal Credit Not Working On Anything

@ryanthabackpack 

 

You'll probably need to build up some successfully paid and completed purchases before PayPal system will allow some charges through. The sentient AI that runs PPC says not so fast, you're not ready yet. Smiley Happy Smiley Happy


Kudos & problem resolved are greatly appreciated. Smiley Happy

Re: Paypal Credit Not Working On Anything

Is it really that random? I've used paypal regularly just through my bank since then. Oh well Smiley Sad