Paypal Credit Balance

KunleO
Contributor
Contributor

Hi,

I want to use Paypal Credit to buy something on instalment but I am worried I will be declined because my current Paypal Credit account is almost maxed out - I have a direct debit set up which I use to payback on a monthly basis. 

 

The money/credit left on my Paypal Credit is not enough to buy what I am applying for/trying to buy. So I am wondering if Paypal will approve my new purchase and increase my credit or they will decline my purchase based on the fact that I already have huge amount spent on my Paypal Credit balance. 

 

Please advise. I just don't want to be declined as it may affect my credit rating. 

 

 

K. 

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