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PayPal finance with Apple different to Paypal credit?

Contributor

PayPal finance with Apple different to Paypal credit?

Hi, I’ve just ordered a new Apple Watch with the PayPal financing option, however the total exceeds my credit limit but it still let me place the order. I was wondering if using the finance option is different to PayPal credit? Or will I be charged for going over the limit by such a large amount?