You can request a 3 month payment holiday for your PayPal Credit
I couldn't get any reply through the Message Centre so called the 0800 customer service number, which just has a recorded message asking to call <removed> from your landline.
If you call that number and have problems getting through to speak to someone with all the automated options, say "Operator" and it should transfer you to an actual person.
They sorted out a 3 month holiday on payments for me there and then.
Hope that helps.
