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It looks like there may still be some confusion on this topic, so I'll be happy to clear things up.
As of right now, in the U.S., you are able to use PayPal Credit as a funding source to send money to friends and family. Here's a link to our U.S. FAQ page for more info. Go down to "Using PayPal Credit" and it should be the 5th question there.
In the U.K., unfortunately you are not able to use PayPal Credit as a funding method to send money to friends and family. Here's a link to the U.K. FAQ page showing that info. You should be able to find that as well in the 5th answer under "Using PayPal Credit".
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- Jon K
Thanks for posting.
I am afraid that PayPal credit cannot be used for sending personal payments. It can only be used for buying goods or services.
I hope that clears things up:)
When you put through a payment for goods and services will it automatically appear as a payment option? Its meant to be my default payment option for online shopping yet whenever i try and use it the option never appears on any website. my wallet tells me I have credit available yet I cannot seem to access/use it
You say that we can't send money via the PayPal credit account however on the PayPal Credit FAQs it says we can...
Can I use PayPal Credit to send money?
Yes! You can now send money with PayPal Credit. It’s easy—simply log in to PayPal.com and select the Send Money tab. Enter the recipient’s email address or phone number, amount, and transaction type. Click Change to select PayPal Credit as your payment method, then confirm your payment details. Your transaction will appear on your monthly PayPal Credit statement. When you use PayPal Credit to send money, a flat fee of 2.9% + $.30 US dollars (USD) per transaction is included in your payment total. This is the same fee you pay when you use a debit or credit card to send money through PayPal. This feature is not available on mobile devices."
How does this work then?