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I setup my PayPal account, I started the PayPal credit, got approved, but it doesn't let me use it for anything... I tried to buy something online, doesn't work, tried to use it on Ebay, doesn't work, tried paying an invoice to someone for them drywalling and painting my basement, doesn't work, tried to just send them money from it because it said that was an option, doesn't work... How come I was approved for this but it doesn't work for anything? How can I get this work properly? Any insight would be appreciated...Thank you!
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I got referred to PayPal Security. Apparently they have an "algorithm" that can't be overridden that determines how much you are allowed to spend based on "their experience with you." If you get the credit account (like I did), for a new laptop purchase, the account will not be available to you.
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My 3 FICO Scores are in the mid 800's, I have 10,000 available via PayPal Credit, pay all credit card balances to zero monthly, and I still cant get approved to buy anything via PayPal credit. Something is definitely amiss!
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