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I setup my PayPal account, I started the PayPal credit, got approved, but it doesn't let me use it for anything... I tried to buy something online, doesn't work, tried to use it on Ebay, doesn't work, tried paying an invoice to someone for them drywalling and painting my basement, doesn't work, tried to just send them money from it because it said that was an option, doesn't work... How come I was approved for this but it doesn't work for anything? How can I get this work properly? Any insight would be appreciated...Thank you!
Solved! Go to Solution.
I'm sorry to hear that PayPal Credit is not working on the transactions where you'd like to use it. Every transaction that is processed through PayPal first passes through evaluations to determine if the available payment methods can be used for the payment. In some situations, PayPal Credit may not be available for the transaction. This is often due to some element of risk detected.
If PayPal Credit is not presented as a payment method for the transaction, you can select a different payment method, or try the transaction again on a later date to see if the system will present that option for the new payment.
I am sorry for the inconvenience experienced.
Well, you need to maintain an extremely high credit score, low debt to available credit with credit cards, strong financial statement, steady income, no disputes, and other risk factors.
You will be offered to use PayPal Credit at time of purchase when all risk factors are good. This includes the item being purchased.
For now, patience and maybe even for a long time. You are the only one who knows your real financial an credit situation.