I was shopping around eBay looking at expensive items. When I came across a item was was somewhat interested in, out of curiosity I checked out the PayPal credit purchase with zero percent interest if paid in so many months. So I was intrigued and wanted to see if I qualified. Before I knew it I had bought the item, and my PayPal credit line was increased. Well I didn’t do the proper research on the item, and found it wasn’t compatible with other items I had bought. I have 30 days from purchase to request a return and get my money back so it says on eBay. So I have started the process. My question is, I have already made a decent amount in payments towards the item, and if I get the return and refund then it will be more than what I owe left. Will I be refunded to my main PayPal balance, or will my credit line be increased?