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New Paypal Credit Account - Pending Payment

New Community Member

New Paypal Credit Account - Pending Payment

I created a credit account a few hours ago (I've had a normal PayPal account for many years) to pay for a laptop using a 24 month 0% interest offer.  I've set up a direct debit for the monthly payments but the payment is still showing as pending.  How long is this likely to take to get approved as I need it to be paid in the next couple of hours or I'm going to have to wait another day for delivery of the laptop.

Thanks.