I created a credit account a few hours ago (I've had a normal PayPal account for many years) to pay for a laptop using a 24 month 0% interest offer. I've set up a direct debit for the monthly payments but the payment is still showing as pending. How long is this likely to take to get approved as I need it to be paid in the next couple of hours or I'm going to have to wait another day for delivery of the laptop.
