Hm11mcf
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Posted on
Jan-10-2020
12:46 AM
Hello, I currently have two purchases on my paypal credit account (£750 0% interest over 36 months, and £415 0% interest for 4 months). I have tried making a payment towards the most recent purchase as the 0% is only valid until April, however it has come off of the original purchase of £750 instead. Is it not possible to choose which purchase this payment goes towards? Do I have to pay off the first purchase before I can pay off the second purchase? If so, do I have grounds for complaint because I was not made aware of this and it's going to take me longer to pay it off now and I'll definitely incur interest charges?
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sharpiemarker
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Jan-10-2020
12:48 AM
Supposed to read the agreement. Go to the PayPal Credit Agreement and SECCI and read the payment allocation section.
Kudos & Solved are greatly appreciated. 🙂
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sharpiemarker
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Jan-10-2020
12:48 AM
Supposed to read the agreement. Go to the PayPal Credit Agreement and SECCI and read the payment allocation section.
Kudos & Solved are greatly appreciated. 🙂
Hm11mcf
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Jan-10-2020
12:56 AM
Thanks for replying! I've read it and it says that it should go to the purchase with the lowest interest but they're both 0%, it then says in that case the payment will go towards the purchase expiring first. So the payment has been allocated incorrectly?
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