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[RD7777]

Do I have to link a card to PayPal credit to use it online

[sharpiemarker · Accepted solution]

@RD7777 

No, you do not have to link a card to use the PayPal Credit virtual credit limit. PayPal Credit is built into PayPal checkout integration system so it is offered automatically as a funding source depending on the circumstances of each transaction, account tenure, payment history, and other factors.

If your main payment method for the transaction is PayPal balance or bank account, you may be asked to add a card as back up.