@cestes
Since your account is new, you may need to make some successfully completed transactions (no disputes) with your linked funding source, so the checkout system has some history to go on whether to offer you PayPal Credit as the funding source. It's a risk management thing. PayPal Credit is integrated into the checkout system and your account so all kinds of factors go into shelling out that credit line.
Otherwise, PayPal reserves the right to restrict use of the credit line depending on the circumstance of your transactions, it is recommended that you use a linked source to pay to complete transaction instead. On rare occasions PayPal may rescind a PayPal Credit charge even after you've completed checkout and put it on a linked funding source so always make sure you have enough in all your sources of funds to cover the purchase just in case or you may risk NSF fees if PayPal ends up selecting your bank account and it's skint in funds.
Kudos & Solved are greatly appreciated. 🙂
