I have two ongoing credit agreements. As well as the regular Direct Debit payments I would like to make an additional one off payment set against a SPECIFIC item. How can I ensure that my payment is set against this specific item ?
It seems like that once you pay the month balance everything over it goes to the bill with the least interest free time? I am also trying to work this out.
The only way i could do it was pay the minimum payment wait 7 days for it to clear then pay my extra bit, but it looks like if you had any retail purchases on the account it clears them first so i am none the wiser really.
