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I am new to paypal credit and just want to know a couple of things. first of all i purchased an item that was pay 12 monthly payments with no interest, my question is, if i pay a big chunk of the money off early i.e month 1 does this reduce my monthly payments or will it reduce the amount of time i have to pay it off?
Also the 0% interest for 4 months, it says with a minimum monthly fee, so does this mean if i purchase something for £200 with the 0% interest in 4 months i have to pay £50 a month for 4 months or can i pay nothing until the final month?
Any help would be great, thanks.