2 questions about paypal credit

[Robm86]

Hi all, 

I am new to paypal credit and just want to know a couple of things. first of all i purchased an item that was pay 12 monthly payments with no interest, my question is, if i pay a big chunk of the money off early i.e month 1 does this reduce my monthly payments or will it reduce the amount of time i have to pay it off?

Also the 0% interest for 4 months, it says with a minimum monthly fee, so does this mean if i purchase something for £200 with the 0% interest in 4 months i have to pay £50 a month for 4 months or can i pay nothing until the final month?

Any help would be great, thanks.

[Robm86]

bump

[Garth28]

In regards to the second question, I believe as long as you pay all the balance off before the 0% period runs out, you can pay it off in any way you want. Multiple payments or one lump sum to clear the balance, and as long as it’s paid before the date, no interest should be applied.