Hi @Nzb72,
Welcome to the Community!
From time to time, PayPal Credit may send letters to your address.
As a responsible lender, PayPal monitors the repayments of our customers. We look for signs of potential difficulty and try to recognise where improvements can be made. For instance, if we’ve identified that if you increased your repayments you would repay your debt more quickly and reduce your interest costs.
We are also regulated to send one paper statement per year to your address.
Hopefully, this answers your question.
PayPal_Craig
