I recently got my PayPal credit to buy some camera lenses. There was a 2000 limit on account but lenses were only 1841.00. All was good till my score dropped from 733 to 609 on TransUnion and from 727 to 620 on Equifax. They stated it was utilization of card? I payed 1400.00 on account last month and just payed 241.00 today leaving 200.00 score came up to624 TransUnion and 635 Equifax. When will my score return to 700+. Do i need to cancel the account and pay last 200.00. I don't owe anybody for anything everything's payed off even house with perfect pay history. No other credit. Thanks if anybody has any info on this bailey
