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Hi all. Was wanting a mobility scooter for parts. when this person said he had one and would deliver it the next day and asked to pay through friends and family so as not to get charges selling fee. Not heard from him since. Any way to get my money back. Iam 75 years old and its a chunk out of bank.
A friends / family (or gift payment) is intended as a transfer of funds from family or friends to one another. For this reason, there is no processing fee when payment is made with bank or PayPal balance.
However as it is a “gift” payment, there is also no Buyer protection as no goods or services should have been exchanged.
If he was not a close mate or family member you should never use that option as it enables the seller to evade paying his paypal fees and negates your buyer protection at the same time.
If you funded your paypal payment via a credit card then contact your card issuer and see if they will assist you but unfortunately as it was a 'gift' payment they may decline as well.