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Some in another country than mine is selling asking me a figure. he wants me to tranfer payment for sale of merchandise as a payment to friends and family. He claims that he can not access the money earlier than 30 days if I send it as "for merchandise" because his account is restricted.
My question is, if he does not send the item or it arrives damaged what recourse or right do I have for a reclamation through PayPal.
Is this a scam?
The strange thing is that he returned the money I sent to him today as "Payment for Merchandise" so that I can send it again as "payment to friends and family". Is this even possible if he does not have acces to the fund in the account for 30 days.
please, this is my 11 year old's savings that are at risk here.
A friends / family (or gift payment) is intended as a transfer of funds from family or friends to one another. For this reason, there is no processing fee when payment is made with bank or PayPal balance.
However as it is a “gift” payment, there is also no Buyer protection as no goods or services should have been exchanged.
If he is not a close mate or family member you should never use that option as it enables the seller to evade his paypal fees and negates your buyer protection at the same time. That is also why you would be unable to open a dispute apart from an unauthorised transaction (if your account was hacked and used without your consent).
You also risk having your account limited for using this option when you are purchasing goods as its against Paypal rules. Smiley Sad
DO NOT DO IT.