Shame on me for not reading the fine print. My auto pay program failed me and i had to pay two late fees. I now have paid 75% of the price of the item i bought in late fees. These fees make me feel like i took a payday loan for the store on the corner. Not really something I want in a credit card. Thank you and good bye paypal. On a side note, your chatbot is horrible. Cannot even handle closing a credit card.
