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Why is there even a dispute system when scammers can just charge back?

Member

Why is there even a dispute system when scammers can just charge back?

Back when I was abroad in December last year, I was suddenly informed that a dispute has been filed with my account. I had sold a game account, an intangible good, and was being charged back for my $1000, I was requested to provide information, which I did. Chat logs of the discussion between the buyer, every part of it, also included as much of information I had on hand. Lo and behold, tomorrow paypal had refunded the money due to the chargeback, no further questions asked. 

 

When I pressed further, I was merely informed that seller protection doesn't cover this. The buyer, on the other hand, simply went to sell the account on the same site the next day. I simply don't understand why this system even exists. I was abroad that time, and had to find the time to handle this, yet, after all my effort, I wasn't even given a fair judgement of any kind. Honestly, they shouldn't have bothered, and just refunded it from the get go. I have hundreds to thousands of transactions done over the years, none of which have had problems at all, but now this.

 

More importantly, if this is an exploitable loophole that so many scammers seem to be using, should I get on board too? Seems easy enough.

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