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Why do you have to be 18 to have a paypal account?

New Community Member

Why do you have to be 18 to have a paypal account?

  Hi guys just wondering why the rule of must be 18 to have a paypal account when my son at 16 could use his bank card to make his own online purchases from merchants already and many have had jobs since 15 or 16?  Some are living on their own at 17 in college, etc?