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Welcome to the PayPal Community. I see you have not had a response from our members to date. Maybe I can help.
I'm afraid you only have the option to send funds for goods and services therefore you will be charged a fee.
what about if both accounts are are in the uk ?
i.e. if i wanted to send money to my cousin who also lives in the uk?
im sure iv tried and it charges,,
If you use the family / friends option AND fund it via funds in your paypal balance OR bank transfer then its FREE.
If you use a credit card then its charged.
It charges me if I use 'send to friends & family' option - sending to another paypal user from my paypal accnt.
Used to be free!
I think I'm gonna stop using paypal if they start charging for everything including sending to friends & family as 'gift'
Hello thirum! Thank you for your post and welcome to the PayPal UK Community! If you select to send a payment to family and friends, there are no fees as long as the payment is funded with your PayPal balance or bank account, or a combination of your PayPal balance and bank account. However, if your debit/credit card is used to cover the payment, a small fee will apply. You can read more about this here https://goo.gl/L6v48E. Hope this helps. - Carlos
This seems to be an ongoing anomaly.
I have seen conflicting advice on paypals site and from the mods on fees for friends / family payments involving DEBIT CARDS.
You and the link you have posted state you pay a fee if you fund it from a debit card.
Yet in the user agreement AND when you click on send money > friends family it clearly states >>
FROM THE USER AGREEMENT.
A1.1 Domestic Personal Transaction payment Fees
Note that either the sender or the recipient pays the Fee, not both. Please see A4.2.3 of this Schedule 1 for more information.
Fee for payment fully funded by:
- Debit Card (in GBP between UK registered Accounts).
Sending or Receiving
Free (when no currency conversion is involved)
As you can see it states FREE with a debit card.
And again >>
FROM THE SEND MONEY OPTION WHEN YOU GO TO PAY.
Send money to friends and family. >
No fee if you use your PayPal balance, bank account or debit card to send money in GBP to friends or family within the UK.
However your link states there IS a fee for a debit card >>
Sending money – Personal payments:
There are no fees within the UK to send money to family and friends when you use only your PayPal balance or bank account, or a combination of your PayPal balance and bank account.
There is a fee to send money as a personal payment using a debit card or credit card. The fee in the is 3.4% plus 20p of the amount you send. For example, if you send £100.00 GBP by credit card, the fee would be £3.60 GBP (£3.40 GBP + 20p).
I have pointed out this conflicting advice in the past as we have had users on here stating they are being charged for debit card payments for family / friends payments and the advice on the site and the moderators also changes.
Can paypal please clarify?
I am having the same problem using Paypal balance. NO currency exchange or anything else of the sort. Fee is over 20%. when sending $10 usd.... YIKES!!!!!