Scammed and how do you get your money back?

[xerc]

So basically I sent 45.00 plus a 4.40 fee which equaled up to 55.00 USD to paypal user <removed> at 8:27 AM 5/5/20 due to me trying to buy a instagram account and I tried to pay through business to avoid getting scammed and when I did that it only showed the funds and goods option so I payed through that and after that I showed him I payed and then he sent me a fake email and password and blocked me so I came back here to see if there is a way of refunding or getting my money back which I couldn't find that option and came to you guys to see if there is a way I can receive my money because it says he doesnt receive it until 5/21/20 if so could you guys please return my funds because I don't want to have to experience losing 50 bucks Thank You.

[kernowlass · Accepted solution]

@xerc 

How do I open a dispute with a seller when a purchase goes wrong?

You can open a dispute in the Resolution Centre of your PayPal account within 180 days of payment if:
•You don’t receive the item
•You receive an item but it’s significantly different than the description on eBay or on the seller’s website

By opening a dispute, you can communicate directly with your seller to work out a problem transaction.

If you reach an agreement with the seller you can close the dispute. If you're still not happy with the result, you can escalate the dispute into a claim. We'll review the claim and decide on reimbursement.

These steps apply to Personal accounts. If you have a Business account, please log in to see the steps that apply to you.

To open a dispute:
1.Log in to your PayPal account.
2. Click on the transaction and use the resolve a problem option at the bottom of that details page.

Note:
•Generally buyers must wait at least 7 days from the date of payment to escalate a dispute for an item not received
•Where an item has not been received, please ensure you have given the seller enough time before opening a dispute

https://www.paypal.com/webapps/mpp/first-dispute

DO NOT CLOSE THE DISPUTE UNTIL YOU HAVE A CLEARED REFUND OR YOUR ITEM WHATEVER THE SELLER SAYS. ALSO DON'T FORGET TO ESCALATE THE DISPUTE TO A CLAIM WITHIN 20 DAYS IF THE SELLER DOES NOT REFUND.

If that does not work then if you funded your paypal payment via a card then contact your card issuer and see if they will do a chargeback for you.

[Kelshel26]

So how do you make a claim if paypal closed the dispute in less than 10 hours?