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I just received the email from PayPal informing me of new policy updates due to new consumer protection regulations. In short, if a user wants to hold and use a PayPal balance then this new cash account will have to be created. If the user's identity has already been verified then the account will be created automatically. I've never used a PayPal balance to pay anything. I've always used my linked CC or bank account. Will I be forced to use this new PayPal cash account for future transactions? Just seems like an unnecessary layer to me.
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PinoBatch: Yea. I'm never going to use PayPal as a debit card, hehe. I'm perfectly fine with my Credit Union account. I only use PayPal as an intermediate payment option so that I don't have to handover my normal account information. I understand the "convenience" factor but I don't need this to be an account with PayPal. I literally never hold a balance there.
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