Personal payment buyer protection?

[Irvineshum]

Personal payment still cover by buyer protection or still can claim chargeback?

[kernowlass]

@Irvineshum 

If you mean a friends / family payment then no you are not covered, if you mean goods/services then............

That depends on MANY factors all listed in Paypals buyer protection policy for you to read so you can risk assess your transactions.
Legal (bottom right of Paypals pages) > user agreement > buyer protection.