Hi @Kalkoin ,
Thank you for reaching out to us.
If you are referring to the process when confirming a card, it will be automatically refunded back after the confirmation process. And as to bank accounts, there would be two small deposits that Paypal will be sending and to your account, once confirmed, it will be debited from the bank account.
To know more, you may visit the links below.
https://www.paypal.com/us/smarthelp/article/how-do-i-confirm-my-bank-account-faq3276
https://www.paypal.com/us/smarthelp/article/how-do-i-confirm-my-debit-or-credit-card-faq1565
Hope this helps! Stay safe.
