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Can you answer my question?
Redeem as in...
accept a buyers payment.
withdraw from your paypal account to a bank account
add funds to a paypal account from a bank account.
Sorry i really do not understand what you are talking about.
If you have just downloaded the paypal app then how can you owe money?
If you mean you have been sent money then you would need to have a paypal cash account and to get that you would normally be advised to click to accept any funds sent to you (the first time) and then they would show on your paypal account balance.
Did someone send you money BEFORE you opened a paypal account?