Hey there. I just created a PayPal account a few days ago. I tried to link my debit card, and my bank account (savings) to my PayPal account. However, my card got rejected due to "insufficient funds" . Is there a minimum amount I must have in my bank account before I proceed to link it to PayPal? If there is, how much is it? Is there a universal minimum, or does it vary from bank to bank? I'm lost. Also, what's the difference between linking my bank account, and linking my debit card? I also noticed that in the linking cards section, they only have an option for credit cards, but it's claimed elsewhere that PayPal can be linked to both debit and credit cards. Any explanation you may provide for this inconsistency?