How an individual sets up an account to receive commercial payments

[MindWalk]

I want to accept payments for an online chess course I will be teaching. Do I need a business account? From descriptions I've read, I'd think so, but when I click on "upgrade to business account" (or however it was worded), it wants my legal, incorporated business name. There isn't one. It's just me. 

Also, from what I've read, I'd think I'd need a Cash Account (or Cash Account Plus?), but I don't know whether or not I do, and if I do, I don't see how to get one. Do I need one? If so, how do I get one?

I've set up a PayPal.Me URL. Do people just go to it and click appropriate buttons in order to use it? And will I receive the payments without a Cash Account?

Thank you.

[kernowlass]

@MindWalk 

You can sell goods/services on a personal account.

You only need a business account if you are a registered business / high volume seller OR paypal requests that you upgrade.

Heres info on paypal cash....

https://www.paypal.com/us/smarthelp/article/what-can-i-do-with-my-personal-paypal-account,-paypal-ca...