New to the community? Welcome! Please read our Community Rules and Guidelines
Join the live Q&A with our Community moderator team Wednesdays, 1-2pm PT (4-5pm ET) and Fridays, 4-5pm GMT. Learn more in Community Events
Paypal wants you to add a card as a back up funding source.
This is because when you pay a seller it is never instant, paypal credit the seller and then they take the wait for the funds to transfer to paypal.
But to reduce risk to them they like you to have a back up card linked to that paypal account as well.
On a personal note I NEVER fund a paypal payment to a seller via my bank account, in the event of a dispute I like to have a second protection layer ie my card incase the dispute is disallowed.