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I don't know what to do about my funds being on hold. I am not a seller or a merchant but paypal is asking me to like
...before I receive my payments. I don't know anything about that. I just use my paypal account to receive payments from my clients. I am a freelance social media manager.
Is there any way to fix this, or receive my account sooner than this or maybe change my account to just a normal/personal account? Was there something wrong I did when I signed up?
When you get paid for items sold on eBay.com, your payment might not be available immediately. Your money is usually available in 21 days or sooner to ensure your buyers receive their items (Note: the money may not be released until later in the day).
Your payment may be pending in your PayPal balance because:
Why does PayPal do this?
Delaying funds availability is a common industry practice we implement to help ensure the safe and secure use of PayPal by both buyers and sellers. By placing your money in your pending balance, we can ensure there is enough money in your PayPal account to resolve any issues that may arise with your account such as chargebacks or disputes. The money still belongs to you. It’s just temporarily not available to use, until your buyer has received the item they ordered in the condition promised.
In the future, you may be able to have funds made available to you immediately if you meet certain requirements, which include:
You can also view these requirements on the Notifications page of your PayPal account.
How can I get access to my funds faster?
If you are experiencing delayed funds availability, here are some shipping tips that may help make your payment available sooner:
Tip: After your hold is released, it may take until midnight (but it's usually sooner) for the money to appear in your account.
To help ensure a successful transaction, we always encourage sellers to adhere to the following best practices:
If you use Paypal to receive payments from 'clients' then you are a 'seller' ie its not a 'gift' payment.
You can sell on a personal or business account so it makes no difference, you would still have to go through the new seller hold.
Info in link below.
All that information is in the link I posted, that is why I posted it for you.
I gave you the U.S link to the page as you hadn't bothered to say what country you were in OR posted it on your profile for us to see.
If it doesn't work then just put 'funds availability' or 'funds pending' into google or paypals help pages and it should come up for your country.
When someone pays you, you are charged a % amount and a fixed small cents amount.
When you do a full refund the % amount is refunded back as part of that refund but Paypal keeps the small fixed amount as a processing fee for processing your original payment and the refund for you.