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Friends and Family Payments

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New Community Member

Friends and Family Payments

I want to make a payment to someone.  They are requesting I send it f/f.  I want to know if I send it that way and put in the title whats it for am I protected by Pay Pal?  Incase my items don't show up?

1 REPLY 1
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Esteemed Advisor

Re: Friends and Family Payments

@denniscoffee411 

 

Nope...

 

A friends / family (or gift payment) is intended as a transfer of funds from family or friends to one another. For this reason, there is no processing fee when payment is made with bank or PayPal balance.
However as it is a gift payment, there is also no Buyer protection as no goods or services should have been exchanged.

If he was not a close mate or family member you should never use that option as it enables the seller to evade paying his paypal fees and negates your buyer protection at the same time.
You would also not be able to open a dispute apart from one citing an unauthorised transaction but that would be automatically closed as you did authorise the initial payment.

Be careful as using that option for purchasing goods is against Paypal rules and can lead to account limitation.



Advice is voluntary.
Kudos / Solution appreciated.