Friend or Family Transfer

[Ursa12]

How safe is to transfer money to a seller through friend and family transfer? Can the person find out my debit card details and more?

[sharpiemarker]

@Ursa12 

Do not send money as friends and family in exchange for goods and services unless you want to get ripped off. Because friends and family option has no purchase protection and is considered a 'gift' payment, therefore no incentive for seller to ship your order and can disappear if they want after money is sent.

The recipient of the funds cannot see your financial info (card/bank acct) and vice versa.

[Ursa12]

But if I meet the seller in person there should be no problem with that, right?

[kernowlass]

@Ursa12 

Yes because later you may find something wrong with the item and won't be able to file a dispute OR you pay and the seller does not turn up.

Plus the fact if paypal find out that you are using the f/f option to pay for purchases you risk your paypal account being limited.