Goods and Services is for making a purchase - if you send funds as Goods and Services, the receiver is charged a transaction processing fee as it's assumed they sold you something. If using the Send Money feature for Friends and Family and both the sending account and receiving account are in the same country and the sender uses money from either their PayPal Account Balance or their bank account - there are no fees to either person.
Things get a bit more complicated when the money is sent to a different country (as there are cross border fees and currency conversions if applicable). And regardless if sending money to someone in the same country or out of the country, if the sender uses a credit card as the funding source, there's also a fee which is charged to the sender.
There are several fee calculators on the internet that can figure out what it will cost you or the receiver, note not of the calculators are current but, many will give you a good idea.
Here's one example.
Here's another.
