No such thing, any ''payments'' from buyers have to be sent using the goods/services option regardless of account type.
Its against paypal rules to use the other option which is the 'friends/family' option for ''selling'' goods or services.
If you used that option then you would risk your account being limited and you would have 0 seller protection.
However if someone is sending you a 'gift' of money ie a close mate or family member then they can use that option when they click to send you the money, the only other way you can use that option is by sending a paypal.me link from a personal account which the sender then does NOT tick the box to make it goods/services.
Advice is voluntary. Kudos / Solution appreciated.