Can a non Canadian or non American have a fully working PayPal account? To receive and transfer money, use Xoom and all features? Do let me know please. Thanks.
paypal is available in most countries of the world so if its available in your country then you can open a paypal account but you have to verify it with adding a local bank account or card and if in the US may have to provide an SSN as well.
You can't however use another countries paypal account.
Advice is voluntary. Kudos / Solution appreciated.
