Can I carry a zero balance in my PayPal account?

bstaabjr1
Contributor
Contributor

Can I carry a zero balance in my PayPal account?  Are there any time restrictions or any other variables that can cause an issue with carrying a zero balance?

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sharpiemarker
Esteemed Advisor
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@bstaabjr1 

 

Nope, you can certainly carry a zero balance. You can withdraw all the funds if you receive payment and pay with your linked funding sources without carrying a PayPal balance.

 

If you have a PayPal business debit MasterCard though, you'll need to keep a PayPal balance though to fund purchases on that card. You can set a back up payment method to it but if you keep leaning on the back up, purchases may have a tendency to decline.


Kudos & Solved are greatly appreciated. 🙂

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sharpiemarker
Esteemed Advisor
Esteemed Advisor

@bstaabjr1 

 

Nope, you can certainly carry a zero balance. You can withdraw all the funds if you receive payment and pay with your linked funding sources without carrying a PayPal balance.

 

If you have a PayPal business debit MasterCard though, you'll need to keep a PayPal balance though to fund purchases on that card. You can set a back up payment method to it but if you keep leaning on the back up, purchases may have a tendency to decline.


Kudos & Solved are greatly appreciated. 🙂
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bstaabjr1
Contributor
Contributor

Thank you for your help.

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