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So, basically, I've just been emailed saying that my debit card has been declined, and my balance is -£4.77.
I can't resolve this, as I'm on holiday, so it might take me a couple of weeks.
My question is - will I be sent letters to my home regarding this, and will I face penalty fees.
Paypal will send emails first to remind you to clear the debt.
BUT the easiest thing to do is just get a mate or family member to 'send' you a fiver and that will clear your debt
Then you can repay them when they get home.
All they need is your email address and then they go to send money > family / friends > put in amount > check and send.
Make sure they fund that payment via funds in their Paypal balance OR bank account and NOT a card then there is no fee.