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I finally got a hold of someone in the chat and their response was to change banks and try again. I am not going to close a bank account that I have had for over thirty years and move to another one just to link a bank account with pay pal. Besides how will I know that the new bank account will not have the same problem as well? I am just calling paypal credit's bank [Removed. Phone #s not permitted] manually and making my payments there and will quickly pay the balance off After that I will no longer use them again. This is ridiculous (as well as unsafe money wise) that a company dealing with banking and financial translations has no customer service people answering the telephone to speak to when there is a problem.