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Two days ago I had the same problem! So I stop buying the item on eBay I want to. And now on, I stop using Paypal. What Paypal is for, if I have to give my credit card information on line. Look like phishing !!!! I don't take a chance. I will wait for few months to see...
I'm from the Netherlands and I'm having this issue too.
The only thing I can imagine is that the creditcard type/country is not accepted by the merchant. But that doesn't make much sense since it's still on the paypal website.
When pressing cancel, it shows nothing under "Choose a way to pay", neither bank account nor creditcard. So this is clearly a session/state bug, which means clearing cookies might fix it for now 🙂
*** MY SOLUTION: CLEAR YOUR PAYPAL COOKIES ***
Archive has similar topic: https://www.paypal-community.com/t5/About-Payments-Archive/Paypal-is-suddenly-asking-to-add-a-credit...
I’m in Australia and now I’m having this problem too. I have 2 cards linked to my account and it’s asking for me to link another. It’s so frustrating. I used my paypal for eBay. An hour later I needed to buy something I forgot and bam. I need to link a card.