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Payment switching from Bank to card

New Community Member

Payment switching from Bank to card

Hoping someone can give me a bit of guidance here please. I am not an active user of Paypal so unsure if this is a common issue or if I have missed a trick. 


I have a Bank Account attached to my Paypal and no Credit/Debit Card.  I used this bank account to pay for items today and yesterday with no issue until this evening when I attempted to do the same and it declined as it reads I need to set up my credit card.


It appears the system is defaulting to a card which I don't have attached.


My bank account has money in it so no issue there and the "preferred" option of payment is set as my bank account.

Can someone please direct me to my mistake here and suggest a resolution/solution?